Thursday, December 11, 2008

Is HEALTH Medically Necessary?

Is HEALTH Medically Necessary?

CIGNA HealthCare: Definition of Medical Necessity for Physicians:

Medically Necessary or Medical Necessity shall mean health care services that a Physician, exercising prudent clinical judgment, would provide to a patient for the purpose of evaluating, diagnosing or treating an illness, injury, disease or its symptoms.”

Ergo, health is not medically necessary and, as such, health is not covered by insurance.

Insurance only pays for the ‘evaluation or treating of an illness, injury, disease or its symptoms’…by definition, the absence of health.

Therefore, if you want to ensure your health you will have to 'step outside of’ your insurance coverage and invest in your health.

But, you protest, they call it health insurance!

“Ay, there’s the rub…and, if I may, the lack of respect, “that makes calamity of so long life*.”

…the calamity too often being, a life of marginal health; chasing too many symptoms with many more drugs.

So, let’s remove insurance (‘the rub’) from the equation and rephrase the question.

Is YOUR health medically necessary to you?

I’ll wager you said yes.

Do YOU budget for your health as a ‘medically necessary personal health care expense?

Do you have a budget, in your daily life, for things that maintain and improve your health?

…budgeting for: better quality foods, omega 3 fish oils and probiotics, a gym and/or yoga membership, motivational or guided relaxation tapes, ongoing education, a good chair, bed and pillow, a good pair of work shoes and sneakers with custom orthotics, and wellness visits for chiropractic wellness care and health coaching, etc.

Anything less is to take your health for granted while it deteriorates into a ‘medically necessary’ event.

Good health requires maintenance, which, in turn, requires an investment of your time, energy and money. The reward, the return on your investment, is YOUR HEALTH


*…to die, to sleep;
To sleep, perchance to dream: ay, there's the rub:
For in that sleep of death what dreams may come,
When we have shuffled off this mortal coil,
Must give us pause: there’s the respect
That makes calamity of so long life…

Shakespeare’s Hamlet

See related blog entries:

The Rectification of Names: 10-13-2008
What's In A Word: 10-16-2008

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